Never mind, got it. sheesh that was something. My advice for the last minute submitters. Copy and paste to notepad and save without formatting, then CTRL C, CTRL V to the form.

What is the word issue? and what is the solution?

Smart Quotes. And it's an issue in pretty much any web form... Go to Tools... | Autoformat | Autoformat As You Type, and turn off "replace straight quotes with smart quotes".

Then do a global search and replace... " and '.

Microsoft! LOL