I've always been interested in truly alternative captcha designs. I like the "math problem" idea or even something crazier like reading the time of an analog clock?
Why do projects name Xanadu always seems to mean some boondoggle?
Xanadu is a name of a mall in Jersey that was supposed to open in 2007 but got pushed back next summer. Even then, it might not even survive the recession.
I guess the lesson is never call your projects Xanadu or Duke Nukem Forever.
What is so "right-wing" about Mackey's rhetoric? Is it assumed because he is a CEO? From what I'm reading, there's nothing much "right-wing" about it.
How is allowing consumers to purchase insurance across state lines right-wing? I can make the same argument for having an abortion instead of purchasing insurance.
Equalizing tax benefits for employer and individually purchased insurance? Who argues against that?
Price transparency? Tort reform? Tax deductible donations to the uninsured? Are you sure liberals are objecting to this?
Medicare reform is a pretty general statement.
The only position that can be considered "right-wing" is repeal government mandates for types of coverage.
Like the Congressmen that hasn't read their own bills, I have a feeling most boycotters haven't read the actual article. In this authors case, he seemed to skipped the most important part.
Regulating overdraft and overlimit fees doesn't lower the demand for overdrafting or overlimiting. Regulations that lower the penalties for overdrafting will likely raise demand.
If you regulate the demand side like limiting or banning overdrafts, let's just say drug dealers can do a bit more business with their pocket money.
Banks charge outrageous fees because consumers are willing to fork over a lot of money later for money immediately.
Wanna stick it to the banks and credit card companies? Don't overdraft and pay your balance in full and on time and collect reward points or cash back.
I'm a bit torn on this one since things like delaying settlement and changing the order of transactions is just plain shady. Would the executives who made these decisions stick by them if they had to actually deal with the angry customers? I realize it does self-regulate to some extent, but there's always a new generation of young people coming in to take their lumps.
All that said, as an individual you need to look out for yourself. If you overdraft or run CC balances then you are just throwing your money away. I finally put my CC debt to rest last year, and have been able to start saving serious money. I'm never going back, I watch my budget like a hawk now.
Regulations that lower the penalties for overdrafting will likely raise demand.
No, this is wrong.
You can't get away with a simple supply-demand analysis here because the demand curve for overdrafts doesn't slope downwards. After you've incurred an overdraft penalty (or two, or ten), you're more likely to incur further overdraft penalties. Even if you dig yourself out of the hole, you still have less money than you would have, so you're closer to overdrafting again than you would have been, and this tendency increases with the size of the overdraft fee.
This isn't to say that you can't discourage overdrafting with really big fees, but the relationship is going to be complicated, and the opposite outcome is also possible.
In keeping with the Dude theme, I would suggest Belgian beer tasting instead. There are trappists, lambic, framboise, witbier, or my favorite, all of the above.
Considering every musical genre is at or below my final SAT score (1380/1600), it could only mean:
1. SAT's are not an indication of intelligence.
2. There is no correlation between type of music and SAT scores.
3. All music, including Beethoven, makes people dumber.
Author claims this is funny? What's funny? People that listen to Soca, Jazz, Hip-Hop, and Gospel make the dumbest students? Here's a correlation, which diaspora pioneered all four of those musical genres?
This is inaccurate. I love Lil Wayne. I don't remember the last time I enjoyed Beethoven.
