This is how I handle Zoom meetings as partially deaf. Its fairly accurate and plus you can use a second mobile too. Downside is that it will pick up everyone, including your voice.
I do the exact same thing as well. Since I am a federal employee, I tried https://www.sprintrelay.com/federal at first when we had dial-in conferences but it was hard at first - I requested that people start their sentences with their name and to whom they were talking like so: "This is Alice here, Bob, did you..".
We moved to Zoomgov and it was hard at times to get captioning scheduled so I moved back to using my phone (which is what I used pre-covid at our in-person meetings) with Live Transcribe. We have the host with OneNote open and everyone has submitted notes so we know the topics that are going to be covered and can use it as sort of meeting minutes for anyone else that missed the meeting or to review what topics were covered.
My hearing is mostly fine, but I've looked for decent options to use for dictation, and Live Transcribe is the closest I've found to one with enough precision and speed to be tolerable to use as a replacement for typing...
2. Google Live Transcribe app
This is how I handle Zoom meetings as partially deaf. Its fairly accurate and plus you can use a second mobile too. Downside is that it will pick up everyone, including your voice.