There is a step further to take, in this example, as the public regulator can decide whether or not to accept that they selectively enforce based on the bias in the tips they receive.
In the real example at hand, as long as the US government is happy with the de facto regulatory behavior of private individuals and organizations, they can maintain the status quo, perhaps at some cost of effort.
If this leads to justice at a low political and financial cost, then it is not necessarily a problem that defaults are selectively maintained, of course.
In the real example at hand, as long as the US government is happy with the de facto regulatory behavior of private individuals and organizations, they can maintain the status quo, perhaps at some cost of effort.
If this leads to justice at a low political and financial cost, then it is not necessarily a problem that defaults are selectively maintained, of course.