Sure. Worth mentioning cars are also insured, so there is no loss for the owner as they get a "refund". That means there is monetary loss for them. The car maker is also happy to sell them a new car. The only people losing are those in between. Just like with software. You know, those people also work for money.
I disagree with your way of looking at this, There's monetary loss from the insurance company because someone has to pay someone to make that one specific car that you want to steal, while the software is already written and distribution is free. In the case of software, nobody pays. Hardware, someone always has to pay.
