Most of those are probably indirect. Same here: Stripe doesn’t issue credit cards or even process transactions itself. It partners with a half-dozen or so credit card networks, and each network partners with thousands of banks around the world.

No, I'm comparing to what you see on the average cookie consent banner [1]. If you dive into the 'manage' option, most e-commerce sites will literally have hundreds of third-parties listed that your data might be shared with. As far as I understand these are all direct integrations, either in the frontend or backend, not indirect - you don't have to ask for permission for companies downstream of your own providers.

[1] we don't get to see most companies codebases, so this is a good indicator of the amount of integrations