The last study I know of that measured the conversion rate from temp to perm employees showed about 15%-30% success… and that was well before the gig economy really took hold. So you’re looking at 4 or 5 temp placements to reliably get a probably underpaying job when very few white collar workers could survive long enough to make the end of a lease, or sell their house, while on a temp job salary. It’s a viable option for a 25 year old that could couch surf for a few months, but not for a mid-late career professional, or anyone with a family.

You can give any complex problem a simple answer if you ignore enough factors.