Massachusetts has a law that (may) be going into effect on June 1- It requires that all citizens of Ma have health insurance.
They have two programs to deal with this- The first is Commonhealth, which provides free or subsidized health care to those who, in the last year, have made less than 300% of the federal poverty line. Many people who are currently students may be able to use this, and have their coverage be at no or very low cost.
For those people who don't qualify, As on May 1st there's a new program, Common Choice, which will be a private-public partnership, to try to bring 4 or 5 low-cost health care plans to everyone. Given that everyone in the state now needs health care, essentially the state is negotiating it's own group rates.
It's not a bad system, but it's still new. The Poor are covered for free. Employers with over 12 people are required to offer Health Insurance. People who work alone, or in a small startup, can get a plan for ~ $120/month.
They have two programs to deal with this- The first is Commonhealth, which provides free or subsidized health care to those who, in the last year, have made less than 300% of the federal poverty line. Many people who are currently students may be able to use this, and have their coverage be at no or very low cost.
For those people who don't qualify, As on May 1st there's a new program, Common Choice, which will be a private-public partnership, to try to bring 4 or 5 low-cost health care plans to everyone. Given that everyone in the state now needs health care, essentially the state is negotiating it's own group rates.
It's not a bad system, but it's still new. The Poor are covered for free. Employers with over 12 people are required to offer Health Insurance. People who work alone, or in a small startup, can get a plan for ~ $120/month.
http://www.mass.gov/?pageID=hichomepage&L=1&L0=Home&sid=Qhic -Colin