For doctor office visits - they make sure you can pay before you see him. If you list that you do not have insurance, the
nurse or secretary to will tell you how much it will be without insurance to verify that you can pay the cost.
If you go to a "doctor's office" he has the right to deny you services if you can't pay (only for non-emergency incidences). However, if you are in an extreme emergency such as a heart attack or you're dying, he cannot refuse you his services due to the hippocratic oath.
However, doctors in hospitals are different. If you go to the ER (hospital related) the hospital doctor is REQUIRED to see you by US law...without verification of ability to pay. For doctors in hospitals, this is a big problem because we cater to a lot of homeless patients who walk out and do not pay...and of course one can't do anything about it since they're homeless.
Anywhoo, if you get treated in a HOSPITAL, always request an ITEMIZED list of charges. Anything that says "misc fees" you need to be weary off. Check for overcharges and outrageous charges. For instance, do you want to pay $170 for a "mucous recovery system" (BOX OF KLEENEX). Sometimes it's a "mistake" but sometimes there are unethical hospitals. Save yourself and your startup some money.
However, doctors in hospitals are different. If you go to the ER (hospital related) the hospital doctor is REQUIRED to see you by US law...without verification of ability to pay. For doctors in hospitals, this is a big problem because we cater to a lot of homeless patients who walk out and do not pay...and of course one can't do anything about it since they're homeless.
Anywhoo, if you get treated in a HOSPITAL, always request an ITEMIZED list of charges. Anything that says "misc fees" you need to be weary off. Check for overcharges and outrageous charges. For instance, do you want to pay $170 for a "mucous recovery system" (BOX OF KLEENEX). Sometimes it's a "mistake" but sometimes there are unethical hospitals. Save yourself and your startup some money.
Cheerios.